FINANCIAL THERAPY WITH RACHEL SYKES, PSYCHOTHERAPIST

Improve your relationship with money

money rolled up in a rubber band in red background

Does the subject of personal finances make you uncomfortable? Okay, maybe a little more than just uncomfortable? Do you think of yourself as someone who is just bad with money? Do you avoid planning for your retirement or saving for your children’s education because you believe it’s a hopeless cause?

Financial therapy is a targeted form of therapy that focuses on your beliefs, feelings, and behaviors that contribute to a poor relationship with money.

Can money be scary? Yes, but that doesn’t need to hold you back from making sound financial decisions to benefit yourself, your family, and your community.

My financial experience

I worked for 25 years in the investment and retirement industries, completed my MBA and earned the right to use the CFA designation. I also taught financial planning, general finance, and financial literacy courses at a local university. I am a volunteer member of The Financial Literacy Council at CFA Boston and a member of the Boston Economic Club.

Despite my career change to become a licensed therapist, I liked many things about working in this industry, especially teaching. Financial therapy allows me to utilize my professional experience more holistically to help clients improve their relationship with money.

infographic by Rachel Sykes financial therapist  on three signs financial therapy may help

Who is this a good fit for?

  • Folks who are open to discussing how their past experiences and feelings have affected their relationship with money

  • People that are willing to have challenging discussions and tolerate discomfort

  • People who know they should have done more to meet their financial goals and don’t understand why they have not

  • People who are willing to do therapeutic homework between sessions

  • Clients who are serious about change

  • Those who have out-of-network insurance benefits that will reimburse for session costs or are able to pay out of pocket for fees

  • Someone who is located in either Massachusetts or New Hampshire, as that is where I, Rachel, am licensed

When might this not be a good fit?

  • When clients want to go through their insurance to pay for sessions

  • When someone wants financial advice or financial planning recommendations

  • When someone is unwilling to discuss their emotions or difficult past experiences - this IS therapy

  • Those who want to “fix” a family member who is not good with money

  • When someone is not ready to or interested in attending regular weekly appointments

What Financial therapy is NOT

Financial therapy, as far as I am concerned, is NOT financial planning. I don’t sell any financial products. I do not make any financial recommendations nor make any guarantees regarding your financial progress. However, we can discuss your goals in this area and identify ways in which you might be sabotaging yourself with your unexamined thoughts, beliefs, feelings, and actions.